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==== The founding of J.J. Holdings ==== By the time Joey turned forty—born in 1983—Joey did not have a formal FIB assignment in Los Santos. However, ongoing work in the surrounding region frequently brought him close enough to operate on the city’s edges. Jim was a quiet, but respected cowboy from Texas, a man whose reputation was growing in the underworld. The two recognized something familiar in one another—discipline, restraint, and a shared sense of loss. Jim had lost his wife, and though he rarely spoke of it, her death drove everything he built and wanted to figure out what happened. Together, and partly as a means for Joey to establish a legitimate side income independent of the FIB, they founded [[J.J. Holdings]], Jim & Joey Holdings. The company began as a discreet investment platform designed to launder and manage underworld revenue. One of their first major acquisitions was [[The Palace]] nightclub, which became the backbone of Jim’s social influence and money-laundering operations. Jack Donovan turned a blind-eye and covered this action by Joey in the records as "growing a ''real'' social status". Jim served as the public face of the company (CEO)—charismatic, visible, and well-connected. Joey remained in the background (COO). He managed the numbers, structured shell acquisitions, negotiated capital movement, and maintained strict oversight of every major account. No one knew who Joey really was or where he came from, not even Jim. At one point, Jim asked Joey to take on a more active role—a field leader, an enforcer, a protector, as Jim knew of his past in the airforce. Joey refused. He told Jim he had already done enough killing. Control, structure, and anonymity were all he wanted now.
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